Farm Cover Insurance Financial Calculators

Farm Cover Insurance is pleased to provide you with the following calculators to assist you on your financial journey.

Available Calculators

Estimate your farm insurance needs with our Farm Insurance Calculator. Establish the right levels of cover to protect your agricultural business and your financial livelihood.

Public Liability Insurance Calculator

Estimate your public liability insurance needs with our Public Liability Insurance Calculator. Calculate the right levels of cover to protect your business investment and secure your financial livelihood.

Keyperson Insurance Calculator

Estimate how much keyperson insurance your business may need to protect against the loss of critical staff. This calculator considers profit contribution, debt exposure and replacement costs to guide appropriate life, TPD and trauma cover.

Commercial Property Insurance Calculator

Estimate your commercial property insurance needs with our Commercial Property Insurance Calculator. Calculate the right levels of cover to protect your business investment and secure your financial livelihood.

Truck Insurance Calculator

Estimate your truck insurance needs with our Truck Insurance Calculator. Work out the right levels of cover to protect your truck, trailer/s, accessories and your financial livelihood.

'Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.'

Insurance News

Rural Crime Concerns Put Farm Assets Back in the Spotlight

16 Sep 2026: Paige Estritori

Fresh regional reporting on rural crime has brought a familiar farm risk back into view: the loss of machinery, fuel, tools, livestock and stored inputs through theft or unauthorised access. While weather and biosecurity often dominate farm risk discussions, crime can be just as disruptive when it stops work, delays contractors or leaves a producer without essential equipment at a critical point in the season. - read more

Fire Ant Concerns Add Another Layer to Farm Risk Planning

09 Sep 2026: Paige Estritori

Renewed rural attention on red imported fire ants is a timely reminder that biosecurity risk is not limited to livestock disease or crop pathogens. For Australian farm businesses, an invasive pest can create a chain of practical problems: movement restrictions, extra compliance work, damaged ground, animal welfare concerns, worker safety issues and possible disruption to harvest, transport or sales. - read more

Electronic Livestock Tags Put Farm Records Under the Spotlight

02 Sep 2026: Paige Estritori

Australia’s sheep and goat electronic identification rollout is moving from policy discussion into everyday farm management, and its insurance implications should not be overlooked. Recent rural reporting has highlighted the practical work now facing producers, agents, processors and saleyards as the industry shifts towards stronger individual animal traceability. - read more

Rising Mouse Reports Put Stored Grain and Sheds in Focus

26 Aug 2026: Paige Estritori

Reports of renewed mouse activity in parts of grain-growing Australia are a timely reminder that farm risk is not always dramatic, fast-moving or weather-driven. A gradual build-up of rodents around paddocks, hay stacks, silos, machinery sheds and grain storage can still create costly disruption, particularly where feed, seed, wiring, insulation and packaging are exposed. - read more

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Farm Insurance Articles

Farm Liability Insurance in Australia: Common Risks and Cover Considerations

Farm liability insurance can help Australian farm owners and operators manage claims involving injury, property damage or other third-party losses connected with farming activities. This guide explains common liability risks and how this type of cover may fit within a broader farm insurance policy. - read more

Crop Insurance in Australia: Cover Types, Risks and Policy Terms

Crop insurance can help Australian farmers manage financial loss from insured crop damage, but cover varies widely by crop, region, insurer and policy wording. This guide explains common cover types, insured events, exclusions, claims issues and policy terms to review before choosing farm crop insurance. - read more

Protecting Your Farming Business with Keyperson Insurance

Farming is not just an occupation; it's the backbone of Australia's economy and a vital part of our national identity. From the vast wheat belts of Western Australia to the fertile valleys of Victoria, our farmers work tirelessly to feed not just our nation, but countries all over the world. Their commitment ensures food security and supports rural communities, making farming a crucial industry for Australia's prosperity. - read more

Preparing Your Farm for Natural Disasters: 5 Practical Measures

Natural disasters such as bushfires, floods, cyclones and drought can disrupt farm operations, damage infrastructure, affect crops and livestock, and create significant financial pressure. Practical preparation can help farmers identify risks, plan responses and strengthen the resilience of their property and business. - read more

Knowledgebase

Coinsurance:
A percentage of the cost of a covered healthcare service that you pay after you have paid your deductible.

This website is owned and operated by Clark Family Pty Ltd (ACN 010 281 008) as Trustee for the Clark Family Trust (ABN 35 957 893 714), 43 Larch Street Tallebudgera QLD 4228. Clark Family Pty Ltd is an Authorised Representative (AR 1298860) of Unique Group Broker Services Pty Ltd (AFSL 509434). Check our licensing details on the ASIC registers: Clark Family Pty Ltd ACR, Clark Family Pty Ltd AR, Unique Group Broker Services.

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